This document/agreement is an electronic record in terms of Information Technology Act, 2000 and generated by a computer system and does not require any physical or digital signatures. This document is published in accordance with the provisions of Rule 3 of the Information Technology (Intermediaries guidelines) 2011, that provides for the due diligence to be exercised by the Site.
Description of Services
In the Site, Loanby24 provides users with access to information primarily about Financial Services including, but not restricted, to loans, credit cards, and communication, services (the "Services"). You must provide and are responsible for all equipment necessary to access the Site. By making use of this Site, and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the Services that you have selected.
License and Site Access
Loanby24 grants you a limited license to access and make personal use of the Site and the Service. This license does not include any downloading or copying of any kind of information for the benefit of another individual, vendor or any other third party; caching, unauthorized hypertext links to the Site and the framing of any Content available through the Site uploading, posting, or transmitting any content that you do not have a right to make available
Eligibility
The Service is not available to minors under the age of 18 or to any users suspended or removed from the system by Loanby24 for any reason. Users may not have more than one active account. Additionally, users are prohibited from selling, trading, or otherwise transferring their accounts to another party. If you do not qualify, you may not use the Service or the Site.
Your Account
In consideration of your use of the Site, you represent that you are of legal age to form a binding contract and are not a person barred from receiving services under the laws of India or other applicable jurisdiction and will only use the Site to make legitimate purchases for you or for another person for whom you are legally authorized to act (and will inform such other persons about the ToU and/or Privacy Policy) that apply to the purchase you have made on their behalf.
Submitted Content
Loanby24 does not claim ownership of any materials you make available through the Site. At Loanby24's sole discretion, such materials may be included in the Service in whole or in part or in a modified form. With respect to such materials you submit or make available for inclusion on the Site, you grant Loanby24 a perpetual, irrevocable, non-terminable, worldwide, royalty-free and non-exclusive license to use, copy, distribute, publicly display, modify, create derivative works, and sublicense such materials or any part of such materials.
Disclaimer of Liability and Warranty
The Content, and Services provided through this Site may include inaccuracies or errors, including pricing errors. We do not guarantee the accuracy of , and disclaim all liability for any errors or other inaccuracies relating to the information and description of the content, and services we expressly reserves the right to correct any pricing errors on the Site and/or on pending reservations made under an incorrect price.
Disclaimer of Online Availability, Impressions, And Click-Throughs
In addition to the other disclaimers and limitations discussed in this notice, there are no guarantees and no warranties regarding online availability, impressions, and click-through of Loanby24, its webpages, and any material, information, links, or content presented on the web pages at Loanby24, its web pages, and any material, information, links, or content presented on the web pages at may be unavailable for online access at any time.
License Disclaimer
Except as the License granted per paragraph 2 of this ToU, nothing on any Loanby24 Website shall be construed as conferring any license under any of Loanby24 or any third party's intellectual property rights, whether by estoppel, implication, or otherwise.
Local Laws
Loanby24 controls and operates this Site from its headquarters in India and makes no representation that the materials on the Site are appropriate or available for use in other locations. If you use this Site from other locations, you are responsible for compliance with applicable local laws.
Limitation of Liability
You expressly understand and agree that Loanby24 and its subsidiaries, affiliates, officers, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, resulting from use of the Site, content or any related services.
Indemnity
You agree to indemnify and hold Loanby24 (and its officers, directors, agents, subsidiaries, joint ventures, and employees) harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of or related to your breach of this ToU, your violation of any law or the rights of a third party, or your use of the Site.
Electronic Communication
When you use the Site or send emails to Loanby24, you are communicating with Loanby24 electronically. You consent to receive communications from Loanby24 electronically. Loanby24 may communicate with you by email or by posting notices on the Site or by phone or usually available means of communication. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing
Site-Provided Email and Postings
The Site may provide users with the ability to send email messages to other users and non-users and to post messages on the Site. Loanby24 is under no obligation to review any messages, information or content ("Postings") posted on the Site by users and assumes no responsibility or liability relating to any such Postings. Notwithstanding the above, Loanby24 may from time to time monitor the Postings on the Site and may decline to accept and/or remove any email or Postings.
Links
The Site or third parties may provide links to other Websites or resources. Because Loanby24 has no control over such sites and resources, you acknowledge and agree that Loanby24 is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that Loanby24 shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.
Access To Password Protected/Secure Areas
Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution
Modification and Notification of Changes
Loanby24 reserves the right to make changes to the Site, related policies and agreements, this ToU and the Privacy Policy at any time. If Loanby24 makes a material modification to this ToU, it may notify you by: (i) displaying a prominent announcement above the text of this ToU or the Privacy Policy, as appropriate, for thirty (30) days, being deemed sufficient notification, of such changes. After notice of a modification to the ToU or the Privacy Policy has been posted for 30 days, the notice will be removed. If you have not used the Site for more than 30 days, you should check the ToU and/or Privacy Policy prior to any further use of the Site.
Trademarks
The trademarks, logos and service marks ("Marks") displayed on the Site are the property of Loanby24 and other parties. Users are prohibited from using any Marks for any purpose including, but not limited to use as metatags on other pages or Sites on the World Wide Web without the written permission of Loanby24 or such third party which may own the Marks.
Survival of Terms After Agreement Ends
Notwithstanding any other provisions of this ToU, or any general legal principles to the contrary, any provision of this ToU that imposes or contemplates continuing obligations on a party will survive the expiration or termination of this ToU.
General
If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavor to give effect to the partie's intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such section. This ToU and the relationship between you and Loanby24 will be governed by the laws of the India without regard to its conflict of law provisions.
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